United Life Group

Do I Need Life Insurance If I Have No Family

In this post I’d like to answer a question you may have wondered before, do I need life insurance if I have no family. This is a common question and one that you should consider if you’re thinking about purchasing an affordable term life or whole life insurance policy. We specialize in no exam life insurance to take the hassle out of buying life insurance.

Let’s start with the quick answer, yes. We believe having a life insurance policy can be very valuable even if you don’t have a family. There are a few reasons why we believe even a cheap life insurance policy could go a long way to providing you peace of mind and financial stability.

There are two key reasons why you should think about buying a life insurance policy without a family. We’d like to share those with you here:

First of all, financial obligations. There’s a good chance that you have some ongoing financial obligations. If you pass away who will take care of those for you? Whether it’s student loans, a mortgage or a car payment or lease, usually if you die unexpectedly there will be some financial obligations to your name. The reality is that you don’t want your estate to become complicated. Purchasing a no exam, term life insurance policy to cover your financial obligations is a wise move.

The second reason we think you should purchase life insurance even if you don’t have a family is, final expenses. The average funeral today can cost more than ten thousand dollars by the time you calculate burial or cremation expenses. Again, even a small guaranteed issue life insurance policy could help make sure your final expenses are taken care of. End of life planning isn’t fun but it’s necessary.

At our agency we work with some of the best rated life insurance companies in the country. This would most likely include your state and neighborhood as well. If you have other questions, give us a call. We have licensed life insurance agents standing by to talk to you today. Whether you’re looking to buy life insurance in Florida, California or New York, we’ve got you covered.

Life insurance can and should be an important part of your overall personal financial planning. For a small monthly premium, we’ll help you get the coverage you need and deserve without having to take a medical exam.

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