Most Florida families would rather enjoy a day at the beach near Miami or Pensacola or a trip to one of the famous theme parks near Orlando than think about life insurance. To many Floridians, from Miami to Pensacola, a cheap no exam life insurance policy seems like a good idea but something too complex and time consuming to worry about at the moment.
However, this is a great time to compare and buy coverage because you can buy cheap no exam life insurance in Florida that is easy to apply for and gets issued fast. Get started by keying your ZIP code into our easy online quote form. After viewing offers from quality life insurance companies, click through to learn more or even begin your application.
Florida Life Statistics
Do you live in one of the biggest Florida cities? If so, you may have the most choices to make between insurers. These are large Florida cities with the city population:
Understanding No Medical Life Insurance in Florida
For many families, term life insurance with no exam required is a convenient solution. Insurers offer simple online or phone applications, and many policies can get issued within hours or days. While insurers do not require an invasive life insurance physical, they will ask health questions. In some cases, answers might get checked against other online or offline sources of information.
Seniors, or people with serious medical conditions, might not qualify for term. In that case, they can still turn to a small whole life insurance policy in order to get coverage with no physical. Many of these only ask a few medical questions, and some do not ask any questions about medical history at all!
Can You Buy Life Insurance for Florida Parents?
You are welcome to help your elderly parent compare and buy life insurance. In fact, grown children often offer to pay the premium for their parents. They are, after all, usually the people who will benefit from the cash proceeds.
However, the person who will get covered does need to participate in the application process. This individual might be required to take a quick telephone interview or sign a form. Many senior citizens are happy to help protect their family by applying for life insurance.
Cheapest No Exam Life Insurance Rates
Florida term or whole life insurance premiums depend upon a variety of factors, and these include the applicant’s age, medical conditions, location, and the type and amount of coverage desired. Some insurers are also friendlier to different types of applicants, so the right company for a 35-year-old man in Fort Lauderdale might not be the right company for a 65-year-old woman in Coral Gables.
Find the best prices for quality companies by getting online life insurance quotes. Fill out the short form and see competitive plans and prices within minutes. You are also free to click through any of the offers for contact details and more information. By providing Floridians with Internet quote forms, we hope to help families protect their children, spouses, and mortgages against the unexpected.